Secure Your Future
Now is the perfect time to think about then– the moment you might need coverage when other insurances, including Medicare and Medicaid, won’t cover you unless you deplete all your assets (even your Social Security).
WHY NOW?
The sooner you enroll in Long-Term Care insurance, the lower your rate. You can lock in that rate and keep your benefit coverage for life. You can only get this benefit through your employer but it stays with you no matter where your career takes you.
ENJOY TODAY BECAUSE
YOUR FUTURE IS SECURE
What is Long-Term Care Insurance?
Long-Term Care Insurance helps cover the cost of care not typically covered by health insurance, Medicare, or Medicaid. It's designed for individuals who need assistance with everyday activities due to aging, illness, or disability. This can include in-home care, assisted living, or nursing home care. The goal is to provide financial protection and peace of mind for you and your loved ones, ensuring that long-term care needs are met without depleting personal savings or assets.
Do you know this story?
Betty and her husband Bob each worked forty plus years and put as much money into retirement savings as they could afford. When Bob got sick it wiped out their savings and left nothing for Betty when she needed care. They spent over $300,000 to cover medical expenses during their retirement.
The average couple spends $315,000 on medical expenses during retirement.
Loved ones are exhausted and overwhelmed attending to Betty’s medical needs.
Their daughter works a full-time job–burdened by student loan debt and anxious she can’t afford to raise a family of her own. Now she has to sacrifice vacations and summer camps to cover mom’s expenses. She does as much as she can to care for her mom, but eventually Betty’s needs exceed her capacity.
Betty has no other choice than to sell her home, deplete all her assets, and surrender her social security check so that Medicaid will pay for her long-term care.
Worse yet…
Betty doesn't have permanent life insurance, so her family will likely need to pay for the funeral expenses through a GoFundMe campaign.
But the story doesn't have to end that way...
of Americans will need long-term care
Write Your Story With A Happily Ever After
When it comes to protecting your future, you don’t want generic advice. And you don’t have time to sort through stats and information that apply to the whole world.
Get personalized advice because the details of your life matter. We will help you select the benefits that match your circumstances so that you don’t become ‘a likely story.’
Enroll in a few
easy steps.
Enjoy today because
your future is secure.
Get personalized
benefits advice today.
